Expert Private Lending for Real Estate Investments.

Specialists in Non-Owner-Occupied Property Financing.

Our Competitive Rate Promise: We'll Beat Any Competitors' Rate.*

The Keys to a Winning Deal.

The key to a successful fix-and-flip is finding the perfect property.
To make it easier for you, we’ve put together this simple 5-point guide.
These tips will help you land the prime deal that maximizes your chances of making money, while keeping your investment safe.
At Utopia REI Funding, we’re focused on offering hard money loans for the projects with the highest potential for success.
That’s why we look for properties that meet these 5 criteria below:

The Prime Real Estate Investment:

Pro tip: If you have a higher credit score (680+) and a bigger down payment (20% or more), you might have some flexibility on points 3, 4, and 5.

1. Property Type

Residential (1-4 units), non-owner occupied.

2. Sale Price

Ultimate loan amount can’t go beyond FHA maximum.

3. Size of House

Maximum of 2800 square feet.

4. Property Features

No more than 5 bedrooms and 3 bathrooms.

5. Size of Property

Half an acre or less.